Do you need to file an FBAR — and what goes in each box?
Drop in your foreign bank and brokerage balances and Fbartally finds each account's maximum value for the year, converts it at the official Treasury year-end rate, rounds up, and runs the $10,000 test — in your browser; nothing is uploaded.
How it works
- List your foreign account balances — every statement, or at least the highest one for each account — in the template, or try the sample.
- Pick the calendar year, your filing status and where you live.
- Copy the maximum value for each account into FinCEN Form 114 on the BSA E-Filing System. Due April 15, with an automatic extension to October 15.
Why Fbartally
For U.S. citizens, green-card holders and residents with bank, brokerage or pension accounts abroad. If their maximum values add up to more than $10,000 at any time in the year, you file FinCEN Form 114 (the FBAR) — even if no single account ever reached $10,000. Fbartally turns your statement list into the numbers the form asks for.
Your statements
One row per statement or balance: account, institution, country, currency, type, ownership, date and balance. Use the template or paste from a spreadsheet.
Maximum per account
The highest balance in the calendar year for each account, with the statement date it came from. Negative balances count as zero.
Treasury rates
Converted at the Treasury Reporting Rate of Exchange for December 31 and rounded up to the next whole dollar, as FinCEN's instructions say.
The $10,000 test
The aggregate of all maximum values, and whether an FBAR is required — with what happens if exchange rates move.
Form 8938 check
A first look at the separate IRS Form 8938 thresholds for your filing status and where you live.
Flags
Joint accounts, signature authority, 25 or more accounts, missing rates, gaps in the year and accounts with one statement.
Simple pricing
Free for the $10,000 test. Pro for every account, the full rate what-if and the exports.
Free
- Any number of balances
- The $10,000 FBAR test and the Form 8938 check
- 3 rate what-ifs, 3 accounts and 12 rows shown, print with a footer
- No signup, nothing uploaded
7-day pass
- 7 days of Pro, no subscription
- Every account and statement row
- Full exchange-rate what-if, print without footer
- Excel workbook and accounts, what-if and balances CSVs
Pro Yearly Best value
- Everything in Pro
- This year's FBAR, re-checks for 12 months
- Costs less than 6 months of monthly
Prices in USD. Secure checkout by Polar, our merchant of record (its checkout shows our seller name, Launchtools). Sales tax is added at checkout in the US, Canada and India; elsewhere VAT/GST is included. Already bought? Enter your license key.
Tools & guides
- FBAR calculator: do you need to file?
- Find each account's FBAR maximum value
- Convert FBAR balances at the Treasury year-end rate
- FBAR vs Form 8938: Which Do You File?
- FBAR Joint Accounts and Form 114a
- FBAR Signature Authority Accounts
- Before you pay $100–$750 for an FBAR
- Why a spot-rate converter gets your FBAR wrong
FAQ
Is my data uploaded?
No. Your files are read by JavaScript in your browser tab and never sent to us or anyone else. Balances aren't stored, so closing the tab clears them. Settings can be saved in this browser if you ask.
What does Fbartally do?
It reads a list of your foreign account balances, takes the highest balance in the calendar year for each account, converts it to US dollars at the Treasury Reporting Rate of Exchange for December 31, rounds up to the next whole dollar, adds the accounts up and tells you whether the total is over the $10,000 FBAR threshold.
Who has to file an FBAR?
A U.S. person — a citizen, resident (including green-card holders), or a U.S. company, trust or estate — with a financial interest in or signature authority over foreign financial accounts whose maximum values add up to more than $10,000 at any time in the calendar year. It is filed with FinCEN (Form 114), not with your tax return.
Which exchange rate is used?
FinCEN's instructions say to use the Treasury Reporting Rate of Exchange for the last day of the calendar year. Fbartally includes the official 2025-12-31 rates. For 2026 it uses the September 30, 2026 rates as a provisional estimate until the December 31 rates are published; you can also put your own rate in a column.
What about joint accounts?
Each owner reports the full value of a jointly owned account. A spouse may be included on the other spouse's FBAR with Form 114a if all of the spouse's accounts are jointly owned with the filer.
What's free?
Importing any number of balances, the $10,000 test, the Form 8938 check, every flag, 3 rate what-ifs, 3 accounts and 12 statement rows on screen and in print (with a footer). Pro shows everything and adds the Excel workbook and CSV exports.
What isn't covered?
Filing itself (you file on FinCEN's BSA E-Filing System), Form 8938's full value and exception rules, the 25-or-more-accounts and signature-authority shortcuts, valuing pensions or insurance that have no statement balance, and penalties or late-filing relief.
Is this tax or filing advice?
No. Fbartally applies the rules it describes to the balances you provide. It is a worksheet to prepare with — check FinCEN's instructions or a tax professional before you file. It is not affiliated with FinCEN, the IRS or the U.S. Treasury.